In all of their debating, these politicians still can’t figure out what’s wrong with the economy.

In my opinion, however, the answer is not that complex. Simply follow where the money is going. In a depression, everyone gets worried about how to pay all their bills and so they cut back on spending, which slows the economy and perpetuates the cycle. The place where all the money is going is to pay bills, like mortgages, car loans, student loans, and credit cards.

The solution then is simple forbearance. If we could pass a law where people who qualify for unemployment are protected from collection demands by their creditors until they’re employed again, we eliminate the fear and allow the money to move around again instead of going straight to the banks. The banks could add the interest to the principal, and since the requirement is imposed on them the loan could be considered up to date.

Nick Starr

Marianna