Where Are Stablecoins Mid-2025 for US Buyers?
With the Senate being close to providing a framework that would regulate the market, stablecoins have become one of the most talked-about things in the crypto universe. This type of crypto asset is closely tied to another asset, such as gold or the US dollar. With stablecoins seemingly being here to stay, now’s the right time to look into the specific things you can expect as a US buyer.
Stablecoins 101 – what are they?
Originally created as a way for crypto holders to store their money, stablecoins have grown to become one of the most stable parts of the crypto landscape. They are usually linked to the US dollar, with 1 stablecoin being worth the equivalent of $1.
At the moment, the two biggest issuers of stablecoins are USDT and USDC, which are owned by Tether and Circle, respectively. The former accounts for 62% of the total stablecoin market, while the latter is responsible for roughly 25%.
Stablecoins, just like all the other things crypto-related, aren’t without risks. In fact, some of the best tactics and approaches in the crypto landscape come with significant risks, with one such tool being crypto leverage trading. This tool allows investors to trade larger value contracts with less money upfront, allowing them to increase their exposure without putting a lot of capital on the line.
Stablecoins are no different. They are less volatile than other crypto assets, but they can also lose value unexpectedly. This happens if the asset they are tied to drops in value, with one such notorious example happening in 2022 when TerraUSD crashed and caused widespread panic among people who invested in it.
These are some risks that are out of one’s hands, but there are others that are up to the investor to prevent. Many times, people will forget the password for their crypto wallet, which comes with many security risks. If you have a habit of forgetting your passwords, a good idea would be to write them down and put the paper somewhere safe.
Where to find stablecoins in 2025?
Good news for all those interested in stablecoins – they are readily available for US buyers, and they’ve never been as easy to obtain as they are in 2025. This type of cryptocurrency is gaining rapid momentum, which is mostly due to the evolving regulatory framework.
A lot of faith is put into the GENIUS Act and the STABLE Act, which are expected to regulate the market and provide a good framework for stablecoin operations. Mind you that, while these two bills have not been passed yet, they are currently going through development by the US government.
The ultimate goal of these two bills is to improve the legitimacy of stablecoins, which is expected to reflect on the number of people who accept them. The new regulatory framework should boost investor confidence and enable broader adoption, making stablecoins a future force to be reckoned with.
As for where you can find stablecoins as a US buyer, all you have to do is take your pick. Many online brokers and exchanges facilitate stablecoin trading, removing all accessibility-related obstacles for US buyers.
At the moment, some of the most popular platforms include Coinbase, Kraken, and Binance, with the major stablecoin issuers like Tether being available on them. With a bit of research and browsing through major platforms and brokers, you’ll be able to find any stablecoin you set your mind to, no matter how many years they’ve been present on the market.
Stablecoins in the rest of the world
The US isn’t the only country moving forward with stablecoin adoption. Due to the MiCA (Markets in Crypto-Assets) that came into effect in 2024, Europe’s stablecoin market was largely regulated. It allows official financial institutions, such as banks, to issue and support stablecoins, meaning they can now engage with this type of digital asset legally and in a compliant way.
Apart from the EU, the UK, Singapore, and Hong Kong are also making progress with stablecoin adoption. All three countries have been taking the necessary steps to make stablecoin use more transparent, like introducing clear requirements for stablecoin reserves and requiring licenses from stablecoin issuers.
The bottom line
Stablecoins are becoming a strategic asset that has a bright future in the crypto universe. With the US moving towards establishing a better regulatory framework, stablecoins can potentially influence global financial markets. As an investor, it might be smart to stick to tried-and-tested options, like Tether and USD Coin – both of which can be found on various platforms.