I recently received a letter asking me for more information on Roth IRAs. The writer questioned why financial pundits recommend the Roth if you inherit a large estate and wondered about converting a traditional IRA to a Roth IRA. IRA is short for individual retirement account. Many things ...

Yes, I sell insurance. I state that up front because I believe in what I do and I think today’s topic is important enough to address every negative people use to make bad decisions. Also, most people believe that insurance agents try to over-sell them. While in truth the opposite is true, ...